The Site

This web site (the Site) is the property of CFS (DIFC) Limited (CFS). CFS is regulated by the Dubai Financial Services Authority (DFSA) and licensed to conduct the regulated financial services activities of ‘Advising on Financial Products’ and ‘Arranging Deals in Investments’. CFS is incorporated in the Dubai International Financial Centre (DIFC).  Its principal place of business is Unit 1102B, Level 11, Burj Daman, Dubai International Financial Centre, United Arab Emirates.


User Consent

By accessing the Site, the User confirms that they understand and agree to be bound by the terms and conditions set out in this document (the Notice). CFS may change the terms and conditions set out in this Notice from time to time. Notification of any changes will be made by posting those changes on the Site. The amended terms and conditions will apply to a User’s use of the Site from the date they are posted. If a User does not agree with the terms and conditions, they should cease using the Site immediately. Certain provisions of these terms and conditions may be superseded by expressly designated legal notices or terms and conditions located on particular pages on the Site.


The content of the Site is not intended to constitute and should not be construed as insurance, investment and/or financial advice or a personal recommendation to buy and/or to sell any insurance, investment and/or financial products and should not be relied upon in evaluating the merits of entering into any of the financial and/or investment products referred to on this Site.


The information published on the Site:

is for information purposes only and should not be construed as advice;
should not be used for the purposes of any specific transaction and is not a recommendation of any specific product or service;
is subject to change without notice; and
may be amended, updated or deleted at CFS’s sole discretion from time to time.  

Whilst CFS takes all reasonable precautions to ensure that the information contained on the Site is complete, accurate and up to date (as at the date of publication), CFS makes no representations or warranties as to the reliability, accuracy or completeness of such information. All such warranties (whether express or implied) are excluded to the fullest extent permissible by law.

To the fullest extent permitted by law no warranty (express or implied)  is given as to the freedom of the Site from errors, defects, viruses or other malicious programs or macros. 

CFS reserves the right to limit Users’ access to the Site for any other reason, including periodic maintenance.​

​Electronic communications are not secure and cannot be guaranteed to be error free as they can be intercepted, amended, arrive late, incomplete, altered, lost or destroyed. Additionally, although CFS takes all reasonable and customary measures to ensure that outgoing electronic communication is free of virus infection, such infection remains a possibility. By communicating with CFS using electronic communications, the User is taken to accept these risks. It is agreed that the CFS shall not be liable for any errors or omissions in the content of any electronic communication or for any loss or damage suffered by the recipient which arises as a result of its transmission. The contents of any electronic communication addressed to a person or entity that is a client of CFS is subject to the CFS’s terms of business.

All messages sent to and from CFS or other members of its group companies may be monitored to ensure compliance with the group’s internal policies and for training purposes.

Any electronic communication sent through the website or any domain used or operated by CFS (including any attachments to such communications) are confidential. Such communications are intended solely for the use of the person or entity to whom they are addressed. In the event that an electronic communication is either intentionally or inadvertently misdirected to an person or entity other than the indicated recipient, it should be deleted.


Third Party Web Sites

Links to third party web sites are provided solely for the User’s convenience. If a User uses these links, they leave the Site. CFS has not reviewed all of these third party web sites and does not control and is not responsible for these web sites or their content or availability. CFS does not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If a User decides to access any of the third party web sites linked to the Site, they do so entirely at their own risk.


Limitation of Liability

Without prejudice to any other provision contained in this Notice, CFS and its group companies and their officers, directors, employees, shareholders or agents, exclude all liability and responsibility for any amount or kind of loss or damage that may result to any User or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with the Site in any way or in connection with the use, inability to use or the results of use of, or any action taken in reliance on any information contained on the Site, any third party web sites linked to the Site or the material on such third party websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the Site or your downloading of any material from the Site or any third party web sites linked to the Site.


Nothing in this Notice shall exclude or limit CFS’s liability for:

death or personal injury caused by negligence;
fraud; or
misrepresentation as to a fundamental matter; or
any liability which cannot be excluded or limited under applicable law. 

If the User’s use of material on the Site results in the need for servicing, repair or correction of equipment, software or data, the User assumes all costs thereof.


Copyright Notice

The content of the Site is the property of us and is subject to copyright with all rights reserved.

Users are permitted to print and download extracts from the Site for their personal use only and on the following basis:

(a) no documents or related graphics on the Site are modified in any way;

(b) no graphics on the Site are used separately from the corresponding text; and

(c) CFS’s copyright and trade mark notices and this permission notice appear in all copies.

Unless otherwise stated, the copyright and other intellectual property rights in all material on the Site (including without limitation photographs and graphical images) are owned by CFS or its licensors. For the purposes of this Notice, any use of extracts from the Site for any purpose other than in accordance with this Notice is prohibited. If a User breaches any of the terms and conditions of the Site, the User’s permission to use the Site automatically terminates and they must immediately destroy any downloaded or printed extracts from the Site.

Users may not reproduce (in whole or in part), modify, decompile, disassemble or transmit or use for any commercial purpose whatsoever any information from the Site without CFS’s prior written consent.

Subject to the foregoing, no part of the Site may be reproduced or stored in any other web site or included in any public or private electronic retrieval system or service without CFS’s prior written permission.

Any rights not expressly granted in these terms are reserved.


Any dispute or claim arising out of or in connection with the Site shall be governed by and construed in accordance with the laws of the Dubai International Financial Centre, and the courts of the Dubai International Financial Centre shall have exclusive jurisdiction in this respect.

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