Critical illness cover

Here at Continental, our critical illness protection solutions go to work right at the moment you can’t. When a serious illness strikes it can have a devastating impact on almost every aspect of your life. While there is little we can do to protect ourselves against many of life’s incidents, making provision for the financial implications of critical illness is something we can all put in place. An increasing number of people across the world are being affected by diseases that not only cost a huge amount in treatment, but also leave patients incapable of retaining their jobs. This has a dramatic effect on their source of income.

Covering yourself with a life insurance policy makes sense, not only to safeguard your loved ones’ futures, but also to protect your savings and future income if you suffer a debilitating disease. In the event that you have not made adequate financial provisions, surviving a potentially fatal disease could be very stressful, and drain your savings while increasing your expenses just at the moment your income stops.

Why you may need critical illness insurance

These days, people are living longer, even after they’ve been diagnosed with serious diseases, which is terrific. Ironically, here at Continental, we’ve found that the need for critical illness insurance has increased in line with life expectancy. The longer we live, the more likely we are to battle illness, and this means increased medical expenses that can seriously deplete our health insurance and personal savings. At Continental, we understand that critical illness insurance will help you to pay for uncovered medical bills and household bills. What’s more, your critical illness insurance can even provide capital to start a new home-based business if that is something you’re interested in.

Continental can find the best critical illness policy for your needs

Critical illness insurance can put your mind at ease. At Continental, we will advise you of the best long-term insurance policies to cover you in the event of serious illness. In the event that you become ill, your critical illness policy will make a one-off payment. This can be used to pay for your mortgage, rent, or debts. Or you may choose to use your pay-out to make necessary alterations to your home, such as wheelchair access, should you need it.

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Get in touch with the expert advisers at Continental

Deciding on a critical illness insurance policy that’s right for you can be a daunting task. At Continental, our specialist life insurance experts are happy to talk you through a wide range of solutions. We’re here to help you unravel the complexity of the insurance world and find the policy that suits you, tailored for your specific needs.

For help with choosing the right insurance policy, contact Continental today.

Three reasons to choose Continental


A network of qualified professionals

We recognise our responsibility as your guide to the complex, ever-changing world of financial planning and advice. Our advisory and consulting services help you better understand your options to create proven solutions that align with your goals.

Continental’s team of over 300 qualified members operating from offices in the Middle East, Europe and Asia are geared to provide you with impeccable service and unbiased advice that is backed by professional qualifications, rich experience and a guiding philosophy of doing what is right for you, our client.

Our dedication to continuing education, research and technology, ensures we stay ahead, so we can take you further.


Multifaceted solutions

For us there’s nothing more important than your financial security. Whether you are securing your family’s future, assisting your clients or planning your own expansion, Continental can provide the guidance and resources necessary to reach your financial goals and aspirations quickly and efficiently.

Our extensive range of products from reputed local and international partners allow us to offer you the most comprehensive financial and insurance solutions in the market with a commitment to provide a dedicated and personalised service to you at all times.


A personalised approach

We believe that in life, and in business, personal relationships come first. Our relationships are founded on trust that we work hard to uphold – always in addition to a qualified, experienced team.

To help you meet your unique financial goals and aspirations, we ensure that our advice and recommendations are tailored to suit your objectives, risk tolerance, time horizon, cash requirements and other key parameters. We source solutions that are designed based on your long-term interests which could vary from minimising risk, preserving wealth, to maximising income or accumulating capital and other financial desires.

The quality of our service relies on confidentiality, trust and discretion, which make us the preferred choice for our clients.

What our clients say about us


1. What types of critical illness are covered under this scheme?

Types of Critical illnesses that are covered under this scheme include the following:
Heart Attack
Benign Brain Tumour
Coronary Artery Disease Surgery
Heart Valve Replacement or Repair
Motor Neuron disease
Parkinson’s disease
Renal Failure
Third Degree Burn
Major Organ Transplant
Alzheimer’s Disease
Multiple Sclerosis
Aortic Graft Surgery
Any other terminal disease

2. Is critical illness cover the same as life insurance?

No. Critical illness is often sold together with life insurance but there are distinctions. Please check with your expert Continental adviser about the details of your policy.

3. Are all illnesses covered?

No. Some serious illnesses may not be covered. This can include some cancers and conditions not listed in the policy. It you have any previous health conditions then critical illness insurance tends not to pay out for those. However, what is covered and what is not, will be clearly set out in the policy details. Please ensure you have a full and frank conversation with your Continental insurance adviser prior to taking out a policy.

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